Subhan M, Delvianti S, Septianti A. Islamic Financial Literacy and the Shaping of Consumption Patterns Among Indonesian Muslim Students. SJEKI [Internet]. 2025 Dec. 28 [cited 2026 Apr. 10];14(2):849-66. Available from: https://www.jurnal.ar-raniry.ac.id/index.php/Share/article/view/31674