Analisis Praktik Bisnis Berbasis Digital Melalui Tinjauan Tingkatan Maslahah dalam Ekonomi Islam
DOI:
https://doi.org/10.22373/c39skb30Keywords:
Maslahah, Bisnis Digital, Maqasid Syariah, E-commerceAbstract
This research aims to analyze the levels of Maslahah in digital business practices in Indonesia. The research method used is descriptive qualitative with a library research approach. Secondary data sourced from scientific journals and authoritative textbooks were analyzed using content analysis techniques. The results show that the implementation of the Maslahah concept serves as a moral compass to align technological innovation with sharia objectives (Maqashid Sharia). At the Dharuriyyah level, the main focus lies on the protection of the five main foundations (al-kulliyat al-khams). The Hajiyah level is observed through the increase in MSME empowerment, financial inclusion, and flexibility in transactions that eliminates difficulties (masyaqqah) in public economic mobility. Meanwhile, the Tahsiniyyah level relates to the refinement of ethics and aesthetics, such as improving user experience and transparency through blockchain technology.
Downloads
References
Alghadi, M. Y., Alqudah, H., Lutfi, A., Ananzeh, H., Marei, A., Almaiah, M. A., & Al- Matari, Y. A. (2024). Enhancing cyber governance in Islamic banks: The influence of artificial intelligence and the moderating effect of Covid-19 pandemic. International Journal of Data & Network Science. Vol 8, No 1.
Ali, M., Hassan, R., & Mohd, R. (2013). Ethical business and financial performance in Islamic organizations. International Journal of Islamic and Middle Eastern Finance and Management, Vol 6, No1.
Alserhan, B. (2017). Islamic branding: A conceptualization of related terms. Journal of Brand Management. Vol. 18, No. 1.
Amin.I, Salma, Bahar. M, Lendrawati. (2024). Stratification of Al-Maqashid Al-Khamsah (Preserving Religion, Soul, Reason, Heredity and Property) and Its Application in al-Dharuriyah, al-Hajiyah, al-Tahsiniyah, and Mukammilat. Academic Journal of Islamic Studies. volume 9, number 1 (264-281)
Aulia Zulni.D, Achiria. S. (2020). Implementation Of Islamic Business Ethics In Digital Wallet: Literature Review Approach. Jurnal Ekonomi dan Bisnis, Vol. 3, No. 1.
Arfarizan, Hasan.A. (2023). The Effect Of Brand Digitalization Of E-Mas Transactions: E-Mas Features On The Mobile Bsi Maqashid Syariah Framework. Devotion - Journal of Research and Community Service. Volume 4, Number 4
Busari.S.A, Rokis.R, Sawari. M.F, Bt. Mohammadali.N.A, Amanullah. M. (2025). Maqasid al-Shariah-Based Strategies for Enhancing Digital Adoption Among B40 Muslim Entrepreneurs. Journal of Islamic Finance, Vol. 14 No. 2 (160-169)
Daredmi, S, Rozalinda, Zulvianti, N. (2024). Transformation of Maslahah Principles in E-Commerce in Al -Ghazali's View. Jurnal Informatika Ekonomi Bisnis. Vol 6, No. 4.
Gunawan. (2019). Mencari Peluang di Revolusi Industri 4.0: Untuk melalui Era Disrupsi 4.0. Lampung: Queency Publisher.
Habib. Z. (2025). Ethics of Artificial Intelligence in Maqāṣid Al-Sharīa's Perspective. KARSA :Jurnal Sosial dan Budaya Keislaman. Vol. 33 No. 1.
Haetami, E. (2015). Perkembangan Teori Mashlahah ‘Izzu Al-Dîn Bin ‘Abd Al-Salâm Dalam Sejarah Pemikiran Hukum Islam. Asy-Syari’ah.
Islam, E., & Islam, H. (2024). Imam al-Ghazali dan Konsep Maslahah : Kontribusi Kontemporer terhadap Integrasi Etika , Ekonomi , dan Kesejahteraan dalam Hukum Islam.
Masruroh. (2020). Analisis Maqashid Syariah Imam Haramain dalam Etika Bisnis E-Commerce Melalui Marketplace (Studi Kasus Marketplace Shopee.co.id). SAUJANA: Jurnal Perbankan Syariah dan Ekonomi Syariah. Vol.2 , No.2.
Melzatia, S, Mahroji, Daryanto, E, Setiono, E.Y. (2025). Digitalisation of Islamic Economy and Maqasid Sharia for Social Resilience and Welfare. Jurnal Lemhannas RI (JLRI). Vol. 13, No.1.
Mohd Haridan, N., Sheikh Hassan, A. F., Mohammed Shah, S., & Mustafa, H. (2023). Financial innovation in Islamic banks: evidence on the interaction between Shariah board and FinTech. Journal of Islamic Accounting and Business Research, Vol 14, No. 6
Mufarrochah.S, Falisa Putri. F, Murtadho.A, Assari, E.(2025). Etika Bisnis dalam Hukum Islam: Implikasinya terhadap Praktik Bisnis Modern. Jurnal USM Law Review Vol 8 No 1.
Mujtahidah.F, Yazid. M. (2025). Implementation Of Maqashid Al-Sharia In Digital Hajj Savings: Inclusive Hajj Fintech In Islamic Banking. I-ECONOMICS: A Research Journal on Islamic Economics. Vol 11 No 2.
Musanna, K. (2022). E-Commerce Practice in the Light of Mashlahah Mursalah. Journal of Islamic Economics Lariba. Vol. 8 No. 2
Nikmah. M, Nasikhin, Fihris.(2025). God-Conscious Ai: Maqasid Al-Shari'ah In Algorithmic Design. Jurnal Salam Institute Islamic Studies. Vol. 02 No. 01.
Novyta Oktavia. D, Batubara.C. (2024). The Urgency of the Regulation Prohibiting Social Commerce in Indonesia from the Perspective of Maslahah Mursalah. Jurnal USM Law Review Vol 7 No 3 .
Nur, M. R. A. & S. (2020). Klasifikasi Maslahah Dalam Ushul Fiqh dan Implikasinya Terhadap Hukum Islam Kontemporer. Urnal Studi Islam Dan Hukum, Vol. 15, No. 2
Nurjannah, Misbach, I, Muin, R. (2021). The Maslahah of Muslim Consumer Behavior in Using E-Wallet In Makassar City. Jurnal Kajian Ilmu-Ilmu Keislaman.Vol.7, No.1
Nurul Huda, A, Nurlaili,Zulaikah. (2025). The Effect of Economic Digitalization and Startup Investment on Informal Sector Employment Absorption in Five Metropolitan Cities of Indonesia (Jakarta, Surabaya, Bandung, Medan, and Makassar) 2020–2024: An Islamic Economic Perspective. Al Tijarah. Vol.11, No.2.
Pattanaprichawong. A. (2021). The Purposes Of The Shari`Ah (Maqasid Alshari`Ah) And Waqf. PROCEEDING The 3rd ICDIS.
Rafsanjani, H. (2016). Etika Produksi Dalam Kerangka Maqashid Syariah. Journal: Perbankan Syariah, Vol 1, No. 2.
Ramadani, V., Hisrich, R., & Dana, L. P. (2016). Islamic entrepreneurship: Impact on society and business. International Journal of Entrepreneurship and Innovation Management. Vol.20, No.2.
Shakeel Syah, H, Susilo, A. (2022). E-Commerce on The Study of Maslahah Mursalah (A Review From An Islamic Economic Perspective). Tasharruf: Journal Economics and Business of Islam. Vol. 7, No.1.
Sikki, Nurhaeni, Rahma Indhytsania H, Tumbas,G, Mayusip, B, Mamengko, W, Joshua, D. (2025). The Application Of Islamic Business Ethics In Modern Markets : Principles , Challenges, And Opportunities In A Globalized Economy .
Sutisna, N. H., Dewi, A. P., Nugraha, I., Katmas, E., Mutakin, A., Nurhadi, S., Arsyad, K., & Triyawan, A. (2021). Panorama: Maqashid Syariah. Media Sains Indonesia.
Syah, I, Hanani, S.(2025). Relevansi Maslahah dalam Fatwa MUI tentang Jual Beli Emas Digital terhadap Perlindungan Konsumen. Jurnal Al Wasith: Jurnal Studi Hukum Islam. Vol. 10, No. 2.
Wahid.R, Zuardi . M.H. (2023). Quick Response Code Indonesian Standard (QRIS) In Terms of Maqashid Sharia. International Journal of Islamic Economics volume 5, nomor 01.(38-50)
Wahyuni, S, Asmuni, Anggraini, T. (2023). Analisis Maqashid dan Maslahah Transaksi E-Commerce Di Indonesia. Jurnal Riset Pendidikan Ekonomi. Vol. 8, No.2
Wiryanto. F. S, Kusuma. A.S, Widodo. P.(2023). Maqashid Sharia Analysis of Islamic Business Offensive Marketing: A Case Study of Rabbani. Jurnal Ekonomi Syariah Vol. 8. No. 2.
Yusuf Rangkuti, M. (2023). Toward a Holistic Framework of Islamic Business Ethics: Insights from Leadership, Halal Practices, and Finance in a Digital Age. Sinergi International Journal of Islamic Studies. Vol. 1, No.3
Zailani.M.N, Satar.N.H.M, Zakaria.R.H.(2022). Maqasid Al-Shariah Based Index Of Socio-Economic Development: A Literature Review. The Journal of Muamalat and Islamic Finance Research Vol. 19, No. 1,(47-62).
Downloads
Published
Issue
Section
License
Copyright (c) 2026 mursalmina

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Jihbiz : Global Journal of Islamic Banking and Finance Education uses license CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly works. This license permits anyone to compose, repair, and make derivative creation even for commercial purposes, as long as appropriate credit and proper acknowledgement to the original publication from Jihbiz : Global Journal of Islamic Banking and Finance is made to allow users to trace back to the original manuscript and author. Readers are also granted full access to read and download the published manuscripts, reprint and distribute the manuscript in any medium or format.
